PAhealthcoverage.com
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At Pahealthcoverage, we are strongly committed to protecting your privacy. 

We do not sell, trade or give away your personal information to anyone.

PAhealthcoverage's Privacy Policy

This PAhealthcoverage Privacy Policy discloses the information privacy practices for the website you are currently visiting. 

This notice, effective April 1, 2003, is required by the Federal Health Insurance Portability and Accountability Act of 1996 ("HIPPA) to explain how Pahealthcoverage.com protects the confidentiality of your heath care information in its possession. Protected Health Information ("PHI") is defined as any individually identifiable information regarding a patientís medical/dental history; mental or physical condition; or treatment. Some examples of PHI include your name, address, telephone and/or fax number, electronic mail address, social security number or other identification number, date of birth, date of treatment, treatment records, x-rays, enrollment and claims records. 

Pahealthcoverage.com discloses your PHI to administer your benefit plan or as permitted or required by law. Any other disclosure of your PHI without your authorization is prohibited. 

Throughout the policy, we refer to information that can identify you as a specific individual, such as your name, phone number, email address, Social Security number or credit card number as "personal information." Further, personal information includes any information involving your health or medical history.

  1. We do not sell trade or give away your personal information to anyone.

  2. We do not disclose personal information to third parties, unless one of the following limited exceptions applies.

  3. bullet Health Insurance Company. We disclose personal information directly to your chosen health insurance company to process your application. Additionally, your personal information may be used by your chosen health insurance company to bill you if your application is approved.

    bullet Service Providers. We may disclose personal information to other companies that help us process or service your health insurance application or correspond with you. For example, we may provide your personal information to a service provider to verify the validity or credit limit of your credit card. Please be assured that the companies we hire to process or service your health insurance application or correspond with you are not allowed to use your personal information for their own purposes and are contractually obligated to maintain strict confidentiality.

    bullet Legal Obligations. We may disclose or report personal information when we believe, in good faith, that the disclosure is required or permitted under law, for example, to cooperate with regulators or law enforcement authorities or to resolve consumer disputes. Pahealthcoverage.com will disclose without your prior authorization in response to one of the following: court order; subpoena in civil action; investigative subpoena of a government board, commission or agency; subpoena in arbitration; law enforcement search warrant; or Coronerís request during an investigation.

  4. We collect personal information in the normal course of business in order to process your health insurance application and to serve you better.

  5. bullet Providing you with a quote or processing your application. We may use your personal information to get in touch with you when necessary to process your application or to provide you with a quote. For example, emails will be sent to you throughout the application process to inform you of the status of your application and to seek additional information that is requested as part of the application.

    bullet Customer satisfaction and other products. We or our wholly-owned subsidiaries may contact you to survey your satisfaction of our service and/or to inform you of additional products and services offered by us or our wholly-owned subsidiaries. You may opt out of receiving these additional communications from us by following the opt-out procedures below.

    Outside of these exceptions, we will not share your personal information with third parties.

  6. We gather anonymous information about you for our internal purposes, and we may share this anonymous information with third parties.

  7. bullet Anonymous information is any information that does not personally identify you, including aggregate demographic information such as the number of visitors to our website from a particular state.

    bullet We use anonymous information primarily for marketing purposes and to improve the services we offer you.

    bullet We or one of our linked websites may use "Cookies," "Internet Protocol" addresses or other numeric codes to gather anonymous information. For a more detailed discussion on cookies, please see below.

  8. We protect the confidentiality and security of your personal information.

  9. bullet We maintain physical, electronic and procedural safeguards to protect your personal information. For a more detailed discussion of the electronic safeguards on our website, please see below.

  10. We continue to evaluate our efforts to protect your personal information and make every effort to keep your personal information accurate and up to date.

  11. bullet If you want to correct or update your contact information, you may contact us by email at info@pahealthcoverage.com or by mail at Customer Service, Stahl & Company, P.O. Box 486 Lionville, PA 19353.

    bullet Please note that once your application has been submitted to your chosen health insurance company, you may have to contact the insurance company directly to update your application.

  12. We will provide notice of changes in our information privacy practices.

  13. bullet If we are going to use your personal information in a manner different from that stated at the time of collection, we will notify you via email. You will have a choice as to whether or not we use your personal information in this different manner. In addition, if we make any material changes to our information privacy practices that do not affect the personal information already stored in our database, we will post a prominent notice in the privacy portion of our website notifying users of the change.

  14. You may opt out of receiving satisfaction surveys and/or information on additional products and services from us.

  15. bullet We may contact you to survey your satisfaction of our service and/or to inform you of additional products and services.

    bullet If you want to opt out of these surveys and/or notices, you may contact us by email at info@pahealthcoverage.com or by mail at Customer Service, Stahl & Company, P.O. Box 486 Lionville, PA 19353.

    bullet Please note that you will still receive communications from us regarding your insurance quote, application or policy even if you opt out of receiving our surveys and/or notices of additional products and services.

  16. We are available to answer any questions you may have about our privacy policy or our information privacy practices.
  17. bullet If you have any questions, please email us at info@pahealthcoverage.com.

  18. This privacy policy applies to Pahealthcoverage.com, and may not apply to other linked websites.

     
    bulletThe information privacy practices described in this privacy policy apply only to applications initiated on this website. Accordingly, all of the personal information you submit to us after initiating an application on this website shall be governed by this privacy policy. Additionally, all of the anonymous information collected from this website shall be governed by this privacy policy.
     
    bulletInformational links have been established on our website to help you at various stages of your insurance purchasing decision. Once you have clicked a link on Pahealthcoverage.com, you are leaving the Pahealthcoverage.com website and "clicking" to another website. For convenience, Pahealthcoverage.com creates a frame around the insurance carrier website with which you are linked. While on a linked website, Pahealthcoverage.com is not responsible for the information privacy practices or the content of such websites. We encourage you to read the privacy policies of these linked websites as their information privacy practices may differ from ours.
     
    bulletIf you want your personal information to be subject to the information privacy practices described in this website's privacy policy, you may initiate a new application with Pahealthcoverage.com.
     

    Additional Information About Privacy and Security at Pahealthcoverage.com

    "Cookies"

    "Cookies" are small files that are stored by your web browser to help a particular system recognize you and the pages you visited in a website. Some of the vendors with whom we contract use cookies to make your online experience more convenient. For example, vendors may use a cookie to store your account information between sessions and to maintain information about the quotes you've requested during your session. Additionally, vendors may use data from cookies for a variety of purposes. Since the website has been created to help you help yourself, you will need to obtain privacy information from each vendorís website. Even without a cookie, you can still use most of the features on our website, including e-mailing to obtain quotes and applying for an insurance policy.

    Browsers and Internet Security

    Any time you enter or provide personal information to vendors on our website, vendors encrypt it using Secure Socket Layer ("SSL") technology. SSL protects information as it crosses the Internet. To support this technology, you need an SSL-capable browser. Pahealthcoverage.com recommends using a strong encryption, 128-bit browser such as Microsoft's Internet Explorer 4.01 or higher or Netscape Navigator 4.06 or higher. These browsers will activate SSL automatically whenever you begin shopping for a health plan on our website and when you return to our website to complete an application.

    You can tell if you are visiting a secure area within a website by looking at the symbol on the bottom of your browser screen. If you are using Internet Explorer or Netscape Navigator, you will see either a lock or a key. When the padlock is in the locked position, your session connection is taking place via a secure server.

    If you need a strong encryption browser, you can go to the Microsoft website or the Netscape website to download the latest Internet Explorer or Navigator browser. We do not recommend the use of beta browser versions.

    Your Password and Other Security Issues

    The password you enter when you begin an application on a vendorís website is your private entry key into your application. You should never share it with anyone.

    If you forget your password, you will need to contact the vendor with whom you have submitted your application.

Stahl & Company

 Privacy Statement

info@pahealthcoverage.com

Toll Free: (866) 680-0951